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Family Unwrapping

Let us help you secure a bright and new future for your children and grandchildren.

Why Choose Foulcard Insurance?

Life Insurance

TERM LIFE vs WHOLE LIFE

Whole Life Insurance is a coverage plan that give you protection for your entire life.

Term Life Insurance is a coverage plan that gives protection for a certain period in your life, ranging from 15, 20 and 30 years depending on your age.

We can get you permanent protection over your entire life at a fixed premium. It would

!~Accumulate Cash Value

~Cash value can be assessed by loans and withdrawls (Borrow money and pay yourself back)

~ Premiums are guaranteed not to increase with age

~ You can use your policy for retirement funding, your children's education or mortgage protection.

~Whole life premiums are in fact higher than term premiums, but you are guaranteed a payout. However, with term life, if you outlive your term of 15, 20 or 30 years then you won't receive a payout. 

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